The competition is for the delivery of health insurance, including a treatment contract.  The procurement ́s value is estimated to: NOK 550,000 excluding VAT per annum. The volume is an estimate and is not binding for the contracting authority. ENVIRONMENT: This procurement is considered to have an immaterial impact on climate and the environment, cf. the Public Procurement Act § 5b third paragraph. The justification for this is that the procurement concerns insurance where the nature of the procurement means that the contracting authority has been cut off from affecting the climate and environmental impact, as the requirements and criteria that are directed at these elements will not have sufficient connection to the delivery, cf. DFØ's environmental supervisor. APPRENTICE: The contracting authority has assessed the procurement against the apprentice regulations, cf. the Procurement Act § 5h, and concluded that there is no requirement for apprentices in this procurement, as the contract ́s main element does not include work where it is relevant to use labour with vocational or craft certificates, cf. the apprentice regulations § 6 (3).